Retail & Consumer Businesses
Retail comes with its share of complexity: chargebacks, compliance, seasonal rushes. We help you manage the risks while keeping processing costs fixed and fair.
Maximize profit margins with optimized interchange rates that keep more money in your pocket.
Process high-ticket transactions and custom orders with authorization holds that protect against fraud without tying up cash flow.
Protect yourself from chargeback risk on special orders and deposits while keeping legitimate transactions moving smoothly.
Get flexible payment options that work for walk-ins, invoicing for appointments, and stored payments for regulars.
Auto, Fuel & Transportation
Volume and speed matter when margins are thin. We keep your processing costs competitive and uptime reliable while managing fraud and compliance risks.
Process tons of transactions quickly without interruption or high fees–keeping cars moving and customers happy.
Process pay-at-pump and in-store sales with fraud protection built for fuel purchases and specialized compliance requirements.
Accept repair deposits and large invoices with setups that protect you from chargebacks on disputed work.
Health & Education
Complex billing and strict compliance require specialized setups. We handle medical payments, donations, and tuition while keeping you compliant and costs predictable.
Process patient payments, insurance co-pays, and payment plans with HIPAA-compliant setups that protect sensitive data.
Handle tuition payments, recurring fees, and donations with flexible options for students, parents, and alumni.
Accept one-time and recurring donations with transparent pricing that helps fund your mission, not processing fees.
Hospitality
Tips, tabs, reservations, and high turnover create unique payment challenges. We help you process smoothly tableside, at checkout, or when customers book in advance.
Process payments tableside or at the counter with integrated tip handling and fast settlement so your staff gets paid quickly.
Keep tabs open, process tips efficiently, and handle high-volume weekend rushes without slowdowns or system failures.
Manage reservations, deposits, incidentals, and checkouts with authorization holds that protect you without frustrating guests.
Accept bookings and deposits in advance with secure payment storage and fraud protection for high-value travel purchases.
B2B Businesses
Business cards and large invoices need different processing strategies. We optimize interchange on corporate purchases and handle extended payment terms efficiently.
Process large orders and recurring contracts with Level 2 and Level 3 data optimization that reduces interchange on B2B card types.
Process large purchase orders with fraud protection and interchange strategies designed for commercial card transactions.
Invoice clients, accept retainers, and process recurring billing with flexible payment options that fit how professional firms work.
25+ years of industry experience that saves you time, stress & money
We've processed billions for merchants across nearly every sector—which means we:
You're working with people who don’t just know credit cards, we know your industry, too.
What you can expect, month after month
No rate increases
in 17+ years
The rate you pay today is the rate you pay forever. Guaranteed.
No hidden or surprise fees–ever
Know what you're paying and why from day one. Full transparency, no surprises.
Cancel anytime, no termination fee
Clients stick around because we treat them right, not because we trap them.
Delivering on our promises since 2009
"Promo Logic made the switch to IMS several months ago and we have been very pleased with the entire process from start to finish.
The transition to IMS was seamless with the help of their knowledgeable staff and the best part is we are saving money each month with much lower transaction fees.
In addition, we love the feedback that we have received from our clients who have been impressed with the professional look of the payment system as they finalize their transactions online."
"I made the switch to IMS in 2018 when I realized how much money I could save on our credit card processing costs.
Since then, I have acquired additional businesses, all of which I have moved to processing with IMS because the experience is seamless, transparent and personal. There are no hidden fees, my rep educates me on industry best practices, and whenever I have a question- the response time is the best I've experienced.
No 1-800 number, no wait time. I highly recommend IMS and look forward to doing business with them for years to come!"
"There are very few ways to decrease your office overhead. Working with Integrity Merchant Solutions our practice is on track to save 30% this year.
The transition was seamless. We should have started our relationship with IMS years ago. Don't wait like we did. Contact them for a risk-free evaluation."
"CT Multispecialty Group has been working with IMS for the last year. Our 25+ location practice has saved thousands of dollars, a 38% savings, and the transition to their services was seamless and not disruptive to the practice.
Most impressive is their impeccable customer service and quick follow-up when we have questions. We truly feel like we have a great partnership.
I highly recommend your giving IMS a call and letting them do a free, no-obligation savings analysis. You have nothing to lose and everything to gain!"
"IMS has consistently provided a very competitive program to our membership along with a superior level of customer service. We constantly receive positive feedback from our members regarding their interactions with IMS. All questions or issues are handled promptly and courteously.
IMS understands the value of the referral relationship. They know their day-to-day interactions with our members directly reflect on our organization as well as theirs. IMS goes above and beyond to make sure our members are taken care of and happy.
We look forward to continuing our strong partnership with IMS for years to come."
“The Service with IMS is 2nd to none with our Clover Go App on the phone and pricing is terrific~ Thanks Suzanne and I'm so happy we did give you "That few minutes" that most companies don't do, thinking their providers would be 'for sure' giving them the best. Not true at all.”
“Suzanne from IMS has been my representative since I bought my business. She is absolutely AMAZING. She really cares for her clients and follows up in every single detail. Her customer service is OUTSTANDING.”
“I've worked with Lisa, Sean, and Kathleen at IMS now for two years. They've helped a number of our clients save on exorbitant fees and are a very honest firm. I heavily recommend giving them a call if you need any help with merchant solutions.”
“In my experience, credit card processors start out with great service and then slowly decline into terrible experiences.
Andrea has been great at responding to all of our needs and all of our questions. It was way more than just saving money on my processing.
The service itself is one of a kind. I highly recommend her and her team.”
“Previously, I would have not used the words ‘positive’ and ‘merchant services’ in the same sentence. I was frustrated, confused, angry and feeling that I was being taken advantage of with over-the-top charges and poor communication.
That all changed with my interactions at Integrity Merchant Solutions.
Jerry is always warm, friendly and ready to help. That is so reassuring! He is a local, knowledgeable live person who does not place you on hold when you call. Jerry (or a colleague) will call or email you back promptly. That is huge!”
“Suzanne at IMS works hard for her clients to save them money and provide top notch service. I highly recommend her!”
“Straight forward with rates and fees (Nothing Hidden). Honest and no pressure sales. Highly recommend.
“Andrea at IMS reviewed my statements and saw the possibility of saving me money every month. She also saw that the previous company sold me a Clover machine for double the price! I decided to use her services.
Truly recommending Integrity Merchant Solutions/Andrea to any business owner.”
“Rick at IMS is incredibly informative, responsive, and straight forward. A breath of fresh air and the first stop for any business needing to run credit card transactions.”
“Suzanne from IMS is a pleasure to work with and very responsive to my needs and questions. She has helped numerous clients of mine save money in processing fees and I would highly recommend her services!”
Save up to 40% when you switch to IMS
On average, our merchants save 10-40% on processing fees when they make the switch.
Find out how much you could save by sending us a recent credit card statement for a free, no-obligation comparison.
Fill out the form
No obligation. No pressure. Just clarity.